Social Security Max 2025 Benefits Plaza. It limits social security spousal benefits (those paid to a spouse based on their living spouse’s work and payroll tax history) and the widow’s or widower’s benefits (paid after a. To even have a shot at receiving the maximum social security benefit when you retire, you'll need to earn $168,600 this year.

The most a person who retires. To even have a shot at receiving the maximum social security benefit when you retire, you’ll need to earn $168,600 this year.